That's a total bill of $4.1 trillion. To put that in perspective, the US brought in $3.46 tr in tax revenue in 2019. That means that if 100% of ALL income taxes collected went JUST to those two schemes and nothing else, $0 for military, $0 for FEMA and other emergency relief, nothing but those two items, we could not pay for them. Assuming a national debt of roughly $28 tr: If we dedicated 100% of tax revenue to pay down our existing debt, it would take about 8 years.
The State of the Union speeches can sometimes be tedious and predictable. There will be the long list of achievements that the President wants to highlight, coupled by an even longer laundry list of things he wants to Congress to act on. They're full of soaring rhetoric, with each president making an obvious effort to get in that one, memorable line that will be quoted ad nauseam later that night and the next day.